YEAR OF BALANCE

  This is the year of balance in all our endeavors. It is my obligation to continuously bring to your doorstep the tips that shall help you enhance your financial balance in this year.  Our next  financial freedom series shall undoubtedly lead you to your much desired financial balance.
Please read on

While most people have been given the opportunity to pursue academic or professional educations, they have not been given access to the resources necessary to acquire a strong financial education.  It is for that reason that this book is giving you free access to an exclusive collection of financial education.

This is the type of education that teaches us what we should be doing with our money so as to be successful and live a fulfilled life of financial security and freedom. In today’s world, financial education is crucial, especially with the world economy in constant recession or depression. However, our school systems do not teach us about financial education and so most people have never been taught what they need to know in order to take control of their financial lives.

When Robert Kiyosaki wrote Rich Dad Poor Dad, he subtitled it: “What The Rich Teach Their Kids About Money—That the Poor and Middle Class Do Not!”

 Unless you grew up around the rich, you probably have never been taught even the basics you need to be rich. Essential Finance and Money Sense is developed to help you increase your financial education and learn the secrets of the rich.  

You can order here. Just send in your name and email address and the book shall be delivered to you.

                                              Saving and Investing

Saving money is something we should all aspire to do. It could be saving enough money to put aside in an emergency fund to provide a financial buffer in unforeseen circumstances. Or it might be saving for the kid's education or maybe even a pleasure trip. And saving ties in nicely with budgeting. Saving is what we can do with what the money which our budget tells us should be left over each month.

Then once you have accumulated some savings, you may look at how to multiply them through investment. Investing is a complex area with many complex investment products available. You might buy shares, real estate or a mutual fund, deposit certificate, treasury bill, day savings. You can even invest in non-financial asset like agricultural produce, as long as you know what you are doing. Investing is how you take your accumulated saving and put them to best use to grow your wealth over the long term.

In the next edition, different approaches of saving money shall be exposed.

 REMEMBER "

Without Money, Modern Economies Will Not Function"

 

PRODUCTION OF MOISTURIZING BODY CREAM

How To Produce Moisturizing Body cream

Selecting a body cream that is water soluble is one of the things that should be taken into consideration when choosing body cream.  Water soluble creams dissolve in water. They have positive effect on clothes like shirts' collars, bed sheets, and other wears.  When they come in contact with these wears, they can easily be washed out without much stress and application of some stain removers. being easily absorbed by different skin types is another advantage of water soluble creams body creams. Thus moisturizing body creams  must be water soluble creams.

Moisturizing creams help to treat different skin types especially when the skin is dry by holding water in the stratum corneum (the outer most layer of the skin).

They also help in preventing oil from escaping out of the skin thereby making the skin soft, smooth and healthy.

Knowing how  to make your own body cream will not only save you money, it will earn you money and also promotes you to being your own boss who controls your time and other subordinates.  Achieving this is not so difficult, because  all you need is to lay your hands on some certain ingredients and follow the recipe below and you are good to go.

Body Cream Making Ingredients

1.     Bees wax------------1 cup

2.     Acetyl alcohol------1cup

          3.     Petroleum jelly-----1table spoon

             4.     Shea butter----------2 table spoons

            5.     Paraffin oil----------2 table spoons

6.     Propylene glycol---1/2cup

            7.     Stearic acid----------3 table spoons

            8.     Lanoline -------------2 table spoons

            9.     Glycerine------------3 table spoons 

                                             10. Fragrance ----------qs

                                             11.  Colorant-------------qs

       12.  Preservative---------1table spoon

13. Water ----------------1/2 litre

Materials Requirement

    1.     Spatula/ wooden turner

2  2 .     Large bowl

    3.     Measuring cup/scale

    4.     Food processor

    5.     Glass/stainless steel bowl/double boiler

    6.     Big pot

    7.     Small jars with lids

Production Process

1 1.     Set a clean pot of water on the stove and leave to boil

  2.     Set a double boiler/stainless bowl over the pot on heat

  3.     Add beeswax and allow to dissolve    

  4.     Add acetyl alcohol, shea butter, petroleum jelly and allow to dissolve. While doing this, heat up 1 liter of water on a different heat

  5.     Add lanoline, stearic acid, propylene glycol, glycerin, and water. Keep         stirring repeatedly to incorporate all the water. At this stage pour the melted oil into a food processing blender and blend for 5 minutes to avoid chunks of shea butter and bees wax in order to create a smooth finished product.

  6. Or, patiently melt the ingredients on a heat. By doing this you will begin to notice the consistency changing to a creamy mixture.

   7.     Add colorant, stir and allow for a few minutes

   8.     Put off the heat and allow to cool a bit

   9.     Add preservatives and fragrance and stir

   10.    Scoop into clean jars with fitted lids. Allow to ser completely before placing the lids

For detailed feasibility and technology of production for commercial purpose, send email to greenviewsuites@gmail.com or call/whatsapp 09057650161